Business Owner's Policy

What Is a Business Owner's Policy?

A Business Owner's Policy has been compared to a homeowner’s policy for your business. Coverage includes but is not limited to Property Damage to others, Bodily Injury, Business Interruption and Loss of
Income coverage, Personal Property Coverage (computers, client records, buildings), employee dishonesty.

Why Do I Need A Business Owner's Policy?

• What would happen if your client fell and seriously injured
  themselves while at your office? What if a potential buyer fell down
  the stairs while you were showing them a house? Who would
  cover your client’s medical expenses?
  
  
• What would happen if the pipes burst in the office above you and
  you are unable to work while it is being cleaned up? Who will pay
  for the clean up, replacement of your destroyed property, and loss
  of income?
  
  
• You have an office at home, and there is a fire. Who will pay for the damages to your business records and equipment?
  
  
• While appraising a property you damage the owner’s personal property. Who will pay for the repair of the damages?

Business Owner's Policy Highlights

• Premiums starting at $500.00
• Provided by A + rated carriers or better
• Package policies for both Business Owner and Workers Compensation Insurance are also available

For More Information Contact:

Michele Kalamvokis                                                                       
Tel: 800  336 5422 ext: 128                                                           
Fax: 800-344-5422                                     
Direct Fax: 781-292-5528                                                        
Email: bops@landy.com                                                                      

This document has been prepared for illustrative purposes only. The policy will govern the terms and conditions of the insurance coverage that is provided.